▲ XRP (XRP, ETF/ChatGPT-generated image

Ripple CEO Brad Garlinghouse has expressed strong confidence in the performance of the XRP spot ETF, which has maintained solid momentum despite recent market volatility. He also identified the expansion of regulatory-compliant products, including the XRP spot ETF, as a key growth driver for the company in 2026.

According to cryptocurrency media outlet U.Today on March 12 (local time), Garlinghouse stated on his X (formerly Twitter) account that the XRP spot ETF is overcoming market uncertainty with record-breaking capital inflows. He emphasized that the scale of institutional funds flowing into the XRP spot ETF amid macroeconomic instability and market noise clearly demonstrates the technological value and regulatory clarity of the Ripple ecosystem. Notably, the XRP spot ETF surpassed $1 billion in assets under management (AUM) at the fastest pace among U.S.-listed crypto-based ETFs since the launch of the Ethereum spot ETF, underscoring its distinct market presence.

After completing a recent global tour across three continents, Garlinghouse identified the growth of XRP and the stablecoin RLUSD as Ripple’s top priorities for 2026. He noted that Ripple is currently focusing on four core areas: cross-border payments, custody, liquidity provision, and treasury management, adding that global partners are adopting XRP Ledger technology more actively than ever. Building on its strong performance in 2025, Ripple aims to make this year another major turning point, stating, “With discipline, focus, and accountability, we are cutting through bureaucracy and innovating global financial infrastructure.”

The U.S. XRP spot ETF market is currently led by major asset managers including Canary Capital, Grayscale, Bitwise, and Franklin Templeton. Together, these firms hold approximately 477.93 million XRP, with daily trading volume maintaining around $14.98 million. Experts say institutional investors’ interest, once concentrated on Bitcoin (BTC) and Ethereum, is now rapidly shifting to XRP, which has achieved greater regulatory clarity. In particular, expanded accessibility for retail investors through traditional financial platforms such as Vanguard has played a decisive role in growing ETF assets.

Ripple also cited as a positive sign that its stablecoin RLUSD has secured more than $1.6 billion in assets across the Ethereum and XRP Ledger networks. Garlinghouse projected that clearer institutional frameworks, such as the U.S. crypto market structure bill (CLARITY), will further accelerate Ripple’s global expansion. Ripple recently obtained an electronic money institution license in the United Kingdom and is pursuing corporate acquisitions in Australia to secure financial licenses, accelerating its expansion based on regulatory compliance.

The resilience of the XRP spot ETF goes beyond a simple price rebound, symbolizing the growing integration of digital assets as essential components of traditional financial portfolios. Ripple anticipates that beginning in 2026, XRP will be fully integrated as a practical liquidity layer for global financial institutions. Market participants are closely watching Garlinghouse’s roadmap to achieve tangible utility within five years and the continued inflow of institutional capital, focusing on the potential long-term revaluation of XRP.

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